Monday, November 10, 2008

3rd and final post of the day today

I have to vent about Wells Fargo and their crappy customer service and how I am just about fed up with federal institutions and their money management. I just got done chewing out the bank for a $25 service charge on an acct, which I was told would NOT have a service charge since we have 2 equity lines thru them and I haven't been charged a service charge for the past 4 months (since I changed my acct. over to this one) and then all of the sudden I get hit with $25!!! WTH? No email notification, no posting to my online banking site, nothing. The lame idiot on the phone told me that it was disclosed to me when I set up the acct. and that it probably wasn't getting charged because they gave me a "grace period" to make sure the acct. was set up correctly and that the fee cannot be reversed. Well, no it was NOT disclosed to me at the time, I even asked many times if I had to keep a minimum in my acct. or if there were any fees associated with it. The PMA lady told me that there was no minimum requirement since we have 2 equity lines. So, the stupid guy said that I can change my acct. to one where I have $75 each month transferred to my savings acct and avoid the service charge. I told him that was unacceptable. Then the guy tells me that if I keep $25,000 in my acct. the fee is waived. I almost fell out of my seat laughing at that one! He then told me that if I tied one of our equity lines to it that the fees would be waived but the only one that we owe money on is tied to Greg's acct and the other we don't owe anything on isn't able to be tied to an acct. since there's no balance owed! Again, I say WTH? I was SO supremely pissed off at this point that I asked not once but TWICE to speak with the supervisor. Finally the super came online and told me that my options were to have a transfer of $25 a month to my savings to avoid a service charge. I call him on this one since the other guy told me $75. Apparently there are 2 different accts. WHATEVER! Then he told me that I could have the fee waived with $100/mo direct deposit. Not a problem BUT I only get paid for 10 months so I'd be paying fees for 2 months! SOOOOO DAMN STUPID!!!!! I finally hung up on the guy after he told me that he couldn't reverse the service fee either.

So, on Wednesday, after I deal with children all day, I'll be going to the bank to close my acct. I refuse to pay money to have a stinkin checking acct! Greg told me that we'll just combine our accts. Really all I use mine for is to pay my visa and costco runs. I end up transferring all my money that goes into the acct. to the equity line. Rarely do I have anything over $100 in my checking anyway. BUT STILL! WELLS FARGO CAN KISS IT! I used to work for them and they were WAY better than the service I received today! I even got cranky and talked to the supervisor who told me a DIFFERENT thing than the guy I was talking to. WHATEVER! I'm closing my acct and getting the money refunded. The support guy AND the supervisor told me that they cannot reverse the service fee! WTH? I'll get that reversed. KISS MY BUTT WELLS FARGO!

Ok- now I feel better. Thanks for listening to my rant. I'm sure it's not the end of it! NO ONE comes between me and my $$!!

2 posts in one day???

So, I decided on taking pictures of my stuff to upload to etsy and get that rolling along. Well, easier said than done! I tried taking them outside but all the backgrounds were too busy. Then I tried just laying them on a cloth and projecting light at them but that didn't work either. So, I searched around the web for ideas and then it hit me! Use a file folder crate insert thing as the frame and cover it with a white fabric and shine light in on the sides and top. I did it and I think it worked OK. I need to get some real white fabric, the stuff I used was a silver lame table cloth so it was a bit too opaque. BUT I think I've found something that will work for me! YAY!

ah... blissful day off

I'm on day 3 of a 4 day vacation. Gotta love a double weekend! No students, no issues, no drama for 4 whole days!

I'm trying to figure out how to fill the remainder of my weekend. Saturday we got beer making stuff, wandered Stoneridge Mall, had a great dinner w/my sis and parents and grandparents for her b-day. Sunday we went grocery shopping and then home where Greg cooked the day away making beer, soy nut brittle (which turned out better than the previous batch that had cayenne pepper and cinnamon in it), and fried rice for dinner. I got to be all crafty and stuff while he was doing that and finished up a pair of earrings for a teacher at school and a set of wedding pillows I've had hanging over my head for about 4 months. I then got to play around on the computer until the Kings game started at 6. I crashed out under my blanket with my sweetness Mr. Kitty in the Lazy Boy Recliner during the 3rd quarter and woke up to find King of the Hill on and the news that the Kings actually beat the Warriors by like 20 points! Stayed up for Family Guy and American Dad and then hauled my sorry but to bed.

Woke up this morning and got caught up on my crafty TV shows while Greg slept. Finally crawled out of bed at 8:30 to pill the cat and get a shower. Since then the cat's been fed raw meat since he won't eat ANYTHING other than baby food (how he gets his pill) and raw beef/steak. We tried broiled chicken that's been pureed to be like babyfood but he STILL won't eat it! I don't know what we're going to do with him. He needs to eat but doesn't want to. Anyway, Greg's making stew for us today for dinner- I love that he cooks! After that I'm at a loss of what to do. I could do in and finish cleaning up my mess of a scrap room, I could take pictures of my stuff and get them up on my etsy site that currently has NOTHING on it and I need to get some money coming in on it, I could waste time on the computer (been doing that all morning already), or I could be productive and get my power points done for school this week. Nothing sounds like much fun to me. I need some excitement in my life at the moment. Tomorrow promises to be just as fun filled I fear. :)

So- that's my rant. I need to find something fun to do!